TERMS & CONDITIONS

Kohenoor Technologies Digital Infrastructure & Services

Effective Date: August 02, 2023

These Terms govern access to and use of services, platforms and infrastructure provided by Kohenoor Technologies and its associated initiatives, including:
KENEX, DASC, KENFI, Mudharaba Portfolio Management, ProEdge and KAI.

By accessing or using any service, the user or organization agrees to these Terms.

1. General Nature of Services

Kohenoor Technologies provides software infrastructure, educational programs, analytical tools and settlement coordination systems.

Kohenoor Technologies:

• does not operate a bank

• does not accept deposits

• does not provide custody of funds unless explicitly stated

• does not guarantee profit or returns

• does not provide personalized investment advice

Users remain solely responsible for financial decisions.

2. KENEX — Digital Asset Infrastructure

Service Description

KENEX provides blockchain connectivity, token infrastructure integration, marketplace rails and digital interaction tools.

User Responsibilities

Users must:

• comply with applicable laws

• use legally obtained digital assets

• ensure wallet security

• maintain private key confidentiality

Prohibited Use

Users may not use KENEX for:

• money laundering

• sanctioned activity

• fraud or deception

• unlawful financial solicitation

Liability

Kohenoor Technologies does not control blockchain networks and is not responsible for:

• network congestion

• protocol failure

• asset loss due to wallet mismanagement

• smart contract risks

3. DASC — Digital Asset Settlement Attestation Certificate

Nature of Service

DASC is a documentation and verification service that records a blockchain settlement between two independent parties.

Kohenoor Technologies:

• does not transmit funds

• does not hold assets

• does not act as intermediary

Legal Character

DASC represents a commercial record of settlement agreed by participants.

It is NOT:

• a payment service

• a remittance service

• escrow

• guarantee of value

Responsibility

Participants are responsible for:

• regulatory compliance

• tax treatment

• counterparty due diligence

4. KENFI — Financial Intelligence Tools

Nature of Platform

KENFI provides market analytics, indicators and automated signal generation.

KENFI outputs:

• are informational

• are algorithmic interpretations

• do not constitute financial advice

No Investment Advice

KENFI does not recommend securities or assets.
All trading decisions remain user responsibility.

Risk Disclosure

Trading digital or traditional assets involves risk of total loss.
Past performance does not indicate future results.

5. Mudharaba Portfolio Management

Structure

Mudharaba arrangements operate as a profit-sharing commercial agreement between parties.

Kohenoor Technologies acts as:

• facilitator

• reporting provider

• strategy operator (where applicable)

No Guaranteed Return

Returns are variable and depend on market conditions.
Losses may occur.

Capital Risk

Participants acknowledge:

• capital is at risk

• markets are volatile

• drawdowns may happen

Regulatory Nature

Mudharaba is a private contractual arrangement between consenting parties and may not be classified as a regulated collective investment scheme in certain jurisdictions.

Participants must verify local legal treatment independently.

6. ProEdge — Education & Training

Nature of Service

ProEdge provides training, educational materials and professional development programs.

Completion of a course:

• does not guarantee employment

• does not guarantee certification recognition by authorities

• does not constitute professional licensing

Intellectual Property

All materials remain property of Kohenoor Technologies unless otherwise stated.

Redistribution without permission is prohibited.

7. KAI — Artificial Intelligence Assistant

Service Scope

KAI provides automated responses, analysis and assistance.

Outputs may:

• contain errors

• be incomplete

• require human verification

Users must not rely solely on automated output for legal, financial or medical decisions.

8. Digital Asset Risks

Users acknowledge digital assets may experience:

• extreme volatility

• liquidity loss

• regulatory changes

• technical failures

Kohenoor Technologies is not liable for market losses.

9. Limitation of Liability

To the maximum extent permitted by law, Kohenoor Technologies shall not be liable for:

• trading losses

• business interruption

• lost profits

• third-party actions

• blockchain network behavior

Use of services is at the user’s own risk.

10. Compliance Responsibility

Users and organizations are solely responsible for:

• KYC/AML obligations

• taxation

• reporting

• jurisdictional legality

Kohenoor Technologies does not act as a regulated financial intermediary unless expressly stated.

11. Suspension & Termination

Access may be suspended if:

• unlawful activity suspected

• misuse detected

• compliance risk identified

Kohenoor Technologies may terminate access without prior notice.

12. Amendments

Terms may be updated periodically.
Continued use constitutes acceptance of updated terms.

13. Governing Principle

All services represent technological infrastructure and commercial coordination tools, not financial guarantees or banking services.